Money and taxes guides

Read practical money and tax guides for Swiss residents and newcomers.

• Cost of Living in Switzerland 2026

  What does it really cost to live in Switzerland? Here is a realistic monthly breakdown for 2026 covering rent, groceries, insurance, transport and more.

• Swiss Retirement System: How the 3 Pillars Work

  Complete guide to the Swiss retirement system: the 3 pillars (AHV/OASI, BVG/LPP occupational pension and Pillar 3a), contribution rates, pension values, early retirement and rules for leaving Switzerland. With practical examples.

• How to Calculate Your Net Salary in Switzerland: Complete Guide 2026

  Between the gross salary on your contract and what lands in your bank account every month, several mandatory deductions apply. Complete guide with 2026 rates, practical examples, and the HelviNav salary calculator to get the numbers right.